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Insurance & Payment

We are in-network with CareFirst BlueCross BlueShield. As in-network providers, we submit your claims and your insurance company pays us directly. You are only responsible for your co-pay. 


For all other insurance companies, we are an out-of-network provider. You will pay the cost of the session at the time of your appointment, and we will provide you with paperwork that you can submit to your insurance for reimbursement based on the specifics of your plan. 

In accordance with the No Surprises Act, we provide each client paying out of pocket with a “Good Faith Estimate” (GFE)  for the total expected costs of services no later than 1 business day after you schedule with us.

How do I find out if I have out of network benefits? Call your insurance company and ask the following questions: -Do I have mental health out-of-network benefits? -Do I have a deductible and do out-of-network payments count towards it? -What is your reimbursement rate (percentage) for medical billing CPT codes 90791 (initial assessment) 90834 and 90837 (individual therapy)? -What is the coverage amount per therapy session? -How many therapy sessions does my plan cover? -How much does my insurance pay for an out-of-network provider? -Is approval required from my primary care physician?


How do I know what treatment is right for me? We will help you determine this! At Pathways to Peace, we begin with an assessment of your presenting problems and an evaluation of the fit between your goals and the treatments we offer. If either of us believe that the treatments we offer at Pathways to Peace are not a good fit, we are happy to provide appropriate recommendations and referrals.

How do I choose which therapist to work with? Hannah and Kelly specialize in different treatments; Hannah practices C-DBT and Kelly practices DBT for Complex PTSD and EMDR. There is a large overlap in the characteristics of people who would benefit from these treatments as well as their approaches.

Are you seeing people in office, virtually, or both? At this time, Kelly is available for in-person appointments in Potomac, Maryland and telehealth appointments for clients located in Maryland, Maine, and Vermont. Hannah is available for telehealth appointments only for clients located in Maryland and Washington, D.C.

How long does therapy take? Therapy is an individualized process and everyone moves at a different pace, so it is difficult to predict how long you may benefit from being in therapy. It is also the case that goals tend to evolve over the course of treatment, so you may reach your initial goals and then decide to proceed with additional therapy to reach new goals. We work in periods of 3 month commitments, at the end of which we evaluate how the treatment is working for you. If at any of these periods, you and/or your therapist believe you could be better helped elsewhere, we will discuss that and provide appropriate referrals.

Do you participate in consultation teams and ongoing training? Kelly works with an EMDRIA-approved consultant for group and individual consultation. She is also a member of a DBT Consultation Team. Hannah is a member of a DBT Consultation Team, a C-DBT Consultation Team, and participates in ongoing training and supervision with Paul Holmes, PsyD, the developer of C-DBT. As life-long learners and dedicated clinicians, Kelly and Hannah regularly attend trainings on their respective treatments.

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